Medicare Advantage – Part C Plans
Medicare Advantage plans, also known as Part “C,” typically have a low or even a $0 monthly premium.
A common factor among all Medicare Advantage plans is a stated OUT-OF-POCKET MAXIMUM, which is an “advantage” over Original Medicare.
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The following additional benefits are also often packaged with this type of plan:
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Integrated Part “D” prescription drug plan
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Stated co-pays for most medical services
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Vision benefits
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Hearing benefits
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Dental benefits
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And several other benefits
Benefits and Premiums of Medicare Advantage Plans Change From Year to Year
It is important to review your plan options during the annual open enrollment period, from October 15th through December 7th
Want help to determine if a Medicare Advantage plan is right for you?
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We will assist you in reviewing your options each year among the various insurance providers to help make sure you have the Medicare insurance plan that works best for you.
Let's connect for a 30-minute no obligation phone consultation. Simply click the "Book an Appointment" button at the bottom of the page and select a day and time that is convenient for you.
Medigap Plans
Working in Conjunction with Original Medicare Parts A and B
Medicare Supplement plans, also known as MediGap plans, can cover some or all of the deductibles and coinsurance costs for Inpatient Hospital stays or Outpatient Surgeries and Doctor’s Office Visits, depending on the plan selected.
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Popular MediGap Plans
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Plan “F” (only available if you turned 65 before 1/1/2020)
– Nationwide Network
– 100% Inpatient hospitalization coverage*
– 100% Outpatient coverage*
– 100% coverage for Part B excess fees
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Plan “G”
– Nationwide network
– 100% Inpatient hospitalization coverage*
– Part B annual deductible required
– 100% Outpatient coverage*
– 100% coverage for Part B excess fees
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Plan “N”
– Lower premiums- Nationwide network
– 100% Inpatient hospitalization coverage*
– Part B annual deductible required
– Co-pays for Emergency Room and Doctor’s office visits
*Medicare covered services
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Want help to determine if a Medigap plan is right for you?
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Let's connect for a 30-minute no obligation phone consultation. Simply click the "Book an Appointment" button at the bottom of the page and select a day and time that is convenient for you.
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Medicare Part D Prescription Drug Plans
Pharmacy-Filled Prescriptions Are Covered Under Part “D”
Medications are covered in several ways under Medicare:
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Part “A” covers medications taken in the hospital
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Part “B” covers medications taken in an outpatient facility or doctor’s office
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Part “D” covers doctor’s prescriptions filled at a pharmacy (just remember that “D” is the first letter in the word “drug.”)
You can enroll in a “stand-alone” Part D plan via a private insurance company, or you can enroll in a Medicare Advantage plan with an integrated Part D plan.
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“Stand-Alone” Part D Plans Vary From State to State
Monthly premiums for these plans range from less than $20 per month to $100 per month or more. Some plans have an annual deductible while others do not.
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The best way to choose a “stand-alone” Part D plan is to determine the total annual costs based upon your prescription drug needs.
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Want help determining which Part D prescription drug plan is right for you?
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Let's connect for a 30-minute no obligation phone consultation. Simply click the "Book an Appointment" button at the bottom of the page and select a day and time that is convenient for you.
