JOE SINAPI CLF®
Sinapi Insurance Associates, Inc
Tel: (401) 859-4299
Fax: (866) 412-7767
jsinapi@sinapiinsurance.com
To say that there is confusion around Medicare would be the understatement of the millennium.
Senior’s face growing complexity with how to handle their healthcare in retirement – needing to figure out what Medicare Parts A, B, C, and D are and how they work; having to decide between 20 different Medicare Advantage Plans; 10 different Medicare Supplement Plans; 27 different Drug plans; determining when do I sign up for Medicare? When do I delay Medicare? What are the potential penalties? … All of this can be overwhelming for most people.
Unfortunately, most people learn about Medicare by talking with family, friends or neighbors rather than seeking out a professional resource to help them navigate the process.
We are licensed and certified independent agents who specialize in helping people understand and make decisions about Medicare. We represent most of the insurance companies in RI as well as Massachusetts, Connecticut, Florida and several other states.
Our goal is to help simplify the education of options and choices for Seniors around Medicare; assist in the enrollment process; share Medicare alternatives for small businesses with employees that are over 65 and provide a viable alternative for Long-Term Care.